Can financial statements valid? prepared myself

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As I am article student. Can bankers accept statements prepared by myself I want to apply for loan. Can I file ITR myself. Books of accounts not maintained. Business type construction contracts. Advice and inputs Welcome for experts opinion valuableinformation..
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Two year financial statements Ay-2013-14 and 2014-15 prepared by an auditor. I am 2nd year CA article student I about to prepare 2014-15. Can this valid to get loan 10 lakhlakh Thank you In advance


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