Cams course for chartered accountants

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Hello Fellow CAs

i am posting this question on behalf of a cousin sister. she wishes to pursue CAMS certification course conducted by ACAMS. in the eligibility criteria, it seems she is short of 10 credits of the total 40 (she has got 10 credits as CA and 20 for B.com).  If anyone here has already pursued this course or is pursuing, then any suggestions on how to get these 10 credits. the suggestion from the ACAMS institute is to take up a Foundations Course which will cost additional 495$. thats too expensive. any suggestions? though she has work experience of more than 5 years but nothing in relation to AML. 

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