I USED TO WORK EARLIER AND I WAS GIVEN A CREDIT CARD. LATER I LEFT THE JOB BUT BANK GUYS ALLOWED ME TO USE THE CREDIT CARD .
PRESENTLY I AM STILL UNEMPLOYED BUT I USE MY CREDIT CARD FOR ALL THE PURCHASES RELATED TO MY FAMILY NEEDS AND ALSO IF MY FRIENDS WANT TO BUY SOMTHING ONLINE.
MY EXPENSE NORMALLY GOES OVER 4-5 LAKHS PER YEAR WHICH IS PRETTY NORMAL CONSIDERING ONE YEAR SPENDINGS. I TRANSFER BANK MONEY TO MY CARD AGAIN FROM THE KNOWN SOURCES LIKE MY DAD'S ACCOUNT AND MY FINACEE ACCOUNT BOTH OF WHICH ARE IN SBI.
NOW MY CONCERN IS THAT ALTHOUGH I AM PAYING CREDIT CARD DEBTS FROM KNOWN SOURCES AND I AM NOT DOING ANY FRAUD AND EVERY TRANSACTION IS CLEAR ONLINE AND MY DAD PAYS INCOME TAX AND SO DOES MY FINACEE.
DOES THIS PUSH ME UNDER INCOME TAX RADAR AS CARD IS ON MY NAME AND FOR THEM ,I AM NOT PAYING INCOME TAX !!!
ANOTHER THING IS WILL I BE UNDER THEIR FOCUS??


