| (a) | - | to collect, process and collate information on trade, credit and financial standing of the borrowers of the credit institution which is a member of the credit information company; |
| (b) | - | to provide credit information to its specified users or to the specified users of any other credit information company or to any other credit information company being its member; |
| (c) | - | to provide credit scoring to its specified users or specified users of any other credit information company or to other credit information companies being its members; |
| (d) | - | to undertake research project; |
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