| (a) | - | "board" means the Board of directors of a credit information company; |
| (b) | - | "borrower" means any person who has been granted loan or any other credit facility by a credit institution and includes a client of a credit institution; |
| (c) | - | "client" includes- |
| (i) | - | a guarantor or a person who proposes to give guarantee or security for a borrower of a credit institution; or |
| (ii) | - | Google Play store
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