Borrower of a car cannot claim compensation from insurance company in case of absence of Personal Accident Coverage


Last updated: 02 October 2022

Court :
Kerala High Court

Brief :
For insurance claim under MVA,1988 in case of driver of a borrowed motor vehicle personal insurance is necessary. A person driving a motor vehicle of his /her friend enters into shoes of the owner of the vehicle and his/her heirs or legal representatives cannot claim compensation in absence of a Personal Accident Insurance Policy.

Citation :
The New India Insurance Co. Ltd. v. Rajeswari & Ors. MACA NO. 2724 OF 2014

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