Suitable ITR for other income and nil filling

Earlier you filed ITR 4S...means adopt presumptive Taxation u/s 44AD...in query it's mentioned that "small business (not of sec 44 AD)."

What is your business activity..?

Business of insurance agency.

A person can not file return u/s 44AD for income of brokerage, Commission and any agency business..So, 44AD is not applicable.

If your Insurance agency income is Regular and also going to be increase/ continue in future years also, than its considered as business income and you can file ITR 3

But it's irregular and small in amount as compared to your other head income than you can consider that income as income from other sources and file ITR 1. (ITR 2 if also have any Capital Gain)

Ok thank you

Welcome...........