Personal accounting software

Before using any software you should make a cost benefit analysis,

I mean to say that, if you do not have enormous transactions, then you should not invest in any software, because most of the software needs yearly upgradation means a cost, rather you should hire someone on retainer ship basic, who will do accounting for you give you the prints of B/S and Income statement and will also file your return and will able to give you any other advice if needed.