perks

hi devi,

  if the house is still in construction, interest cannot be claimed u/s.24.

But Mukund, 

she can claim interest as pre-construction period interest

but fatema even pre-construction period interest is allowed as a deduction only after the house is constructed

Ok Swajitha,

Got my mistake.Thanks

swajitha is right.....................

Dear devi ur employer is right, until unless house is constructed, interest cannot be claimed even if for pre-construction period also.

Ms. Swajitha and Ms. Radhika is right

  Dear devi,

 "Your employer is right, until unless house is constructed, interest cannot be claimed even if for pre-construction period also."

Ms. Swajitha and Ms. Radhika is right.

But I have learnt first time that a company ifs providing HRA as well as accomodation to an employee.

Anyways this will not change the taxability status.

All of them are right. Devi you do only that keep all the document evidence payment made towards interest and after completion of construction you can take benefit in 1/5 installment per year.