Interest charges u/s 234B , 234C ( URGENT )

The interest component gets activated only if you have tax liability over and above Rs. 10,000/- after deduction of all the TDS deducted & advance taxes paid.

If your tax liability is below that, you need not worry.

Yes sir , it's more than 10K . But I'm trying to understand where might  be the delay & who delayed ?

Thanks Shivam , you mean Q4 of 2021 and Q1 of 2022 for FY 21-22 ?

But I don't have any FD interest income in Q1 of 2022 but very little SB interest income in Q1 of 2022 . 

Please help clarify !

Bank deducts TDS @ 10%. If you are in higher tax bracket ,your interest income will be taxed at higher slab. Since you did not pay advance tax therefore your are liable to pay interest penalty.

Thanks mani for this , can you please help understand, when and how to pay advance tax if my interests are during April , June , Sep and December during the FY .