Income Tax Return

Nisha (student) (85 Points)

11 February 2021  

Hi all

Pls assist me. I was working in a bank and my income was taxable and hence filled return till FY 2015-16. After that i left job and stopped working.I have not filled return for

FY 2016-17,




But from FY 2019-20 I have started Coaching but my income before deduction U/s 80 is below exemption limit.

1)So is it necessary or mandatory to file return from 2019-20 as income flow is there.

2)For some personal loan approaced to bank they have asked to provide 2 yrs last returns.So for this purpose how many last FY returns i can file now without penalty. 

Thaks in advance