Can I get secured loan of more than the value of security

This discussion explores the possibility of obtaining a secured loan for an amount greater than the asset's stated value, particularly when the asset was purchased from a related party at a potentially underinvoiced price. While the initial query suggests a loan of £25 lakh on a £10 lakh machine, the consensus is that banks typically won't lend more than the asset's assessed value. Instead, they might require additional security or a guarantor with a strong income.