194 ADA query

raja sekar (1435 Points)

19 July 2019  
Gross income is 923871
Insurance benefit Rs 173669
2% TDS deducted for insurance benefit.

1. Should I add insurance benefit to gross income?
2. If I should add what is the benefit of insurance policies?
3. If I add this insurance benefit to gross income it goes to 20% slab?

Need your advice
Thank you