Renewal of insurance policy cannot be denied on the basis of insured contracted disease during policy period


Last updated: 28 October 2022

Court :
Gujarat High Court

Brief :
In case of renewal without break in the period, the Mediclaim insurance policy will be renewed without excluding any disease already covered under the existing policy which may have been contracted during the period of the expiring policy. Renewal of Mediclaim insurance policy cannot be refused on the ground that the insured had contracted disease during the period of the expiring policy so far as the basic sum insured under the existing policy is concerned.

Citation :
United India Insurance Company vs. Mohanlal Aggarwal

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