STF- 005 Purchase of term deposit

My mother opened a joint FD with me in 2018. She was first Holder. The interest income was used to reflect in her 26as and the TDS was changed against her Pan and she used to claim it by filing ITR accordingly.This process continued till fy 2021-22. But unfortunately she died and bank charged TDS against my PAN . I showed it in my ITR of fy 2022-23 and claimed it. Now after maturity I closed the FD and re invested it and it's now reflecting in my AIS under head STF005. What to do now? How to show it in my ITR?

To be mentioned all the interest income received each financial year was properly declared accordingly under others sources of income.

I am very much confused about it. Please help.

Replies (2)
Quick Summary
A user is seeking guidance on how to declare interest income and TDS from a joint term deposit (FD) opened with their mother. Following the mother's passing, the bank started deducting TDS against the user's PAN. The user declared this in their FY 2022-23 ITR and is now confused about how to report the same interest income, now reflected under STF005, after reinvesting the matured FD. The general consensus is that only the credited or accrued interest needs to be declared in the ITR, not the purchase of the FD itself.

You need not show the purchase of FD in ITR. Only when interest is credited or accrued, it needs to be declared.

Agree with @ Dhirajlal Rambhia sir

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