Eligible person to claim deduction in house property

There is a property in name of nisha but loan given to vikas and emi debit to vikas account. In sanction letter applicant is shown vikas and co applicant nisha. Who will eligible for deduction in income tax
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Quick Summary
This discussion explores who is eligible to claim tax deductions on a house property when the ownership, loan applicant, and EMI payer are different individuals. The key point is that the person who is actually repaying the home loan is generally considered eligible to claim the deduction, even if they are not the sole legal owner.

Property Owner...
One who repays the loan.

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