i have paid Tds in AY 13-14 however i did not file return for the ay 13-14.i had changed two employer in that year.According to their calculation my tds is 17500 but in actual it was 35000.They have deducted the Tds amount less than actual .Now my question is that can i claim interest deduction u/s 24 b.i have also availed the deduction of house loan repayment but i did not avail the deduction of interest u/s 24 b.
one more concern i have ,if i file return now then any kind of penalty will charge on me or Not.