caclubindia.com  & its other channels are an online information and communications service provided by CAclub, a non-profit and non-commercial organization  founded with a mission for the benefit of Taxpayers and Chartered Accountants of India. All information is provided on a volunteer basis by users of this Web site and members of CAclub.. Users of this Web site  and members of CAclub have varying levels of knowledge; CAclub  does not certify accuracy of any information or certify that any level of expertise relevant to that information has been met. Your access to and use of caclubindia.com (the "Site") is governed by these Terms of Use and disclaimer clause on the site and any notices and consent provided or obtained in connection with the Site (collectively, the "Agreement"). As used in this Agreement ","caclubindia.com "We," "Us," or "Our" refers to CAclub ,its members and designers/developers. "You" or "Your" refers to you, the user of this Site.


BY USING THE SITE, YOU AGREE AS FOLLOWS:

1. Type of Content on the Site

The information available on this Site, including, without limitation, reviews, opinions, directions, guides, graphics, photographs, logos, audio or video clips, and data (collectively "Content") is not a substitute for any type of professional advice, including, without limitation, psychiatric, medical, financial, or legal advice. Always seek the advice of an appropriate professional and never disregard professional advice or delay in seeking it because of Content on this Site. CAclub does not certify or endorse the Content on this Site, including without limitation any opinion, recommendation, advice, or any other information contained in the Content.

caclubindia.com IS NOT RESPONSIBLE FOR HARM TO PERSONS OR PROPERTY THAT RESULTS FROM YOUR USE OF THE SITE, INCLUDING WITHOUT LIMITATION, USE OF ANY CONTENT ON THE SITE.

2. Agreement to Deal Electronically

Your use of the Site is conducted electronically and you agree that caclubindia.com may communicate with you electronically for all aspects of your use of the Site, including sending you electronic notices. If you do not wish to deal electronically, do not use this Site. Delivery of electronic notices is not infallible, so you agree to contact caclubindia.com if you need information about the Site. You agree to keep all records relating to your use of the Site and to print or make an electronic copy of this Agreement and any disclosures provided on the Site. Except as prohibited by law, you waive any law requiring different communication methods in connection with your use of this Site caclubindia.com reserves the right, at its sole discretion, to deliver notices and disclosures by other means such as postal mail.

3. Changes to this Agreement

The Site is like a store: every time a customer enters a store the customer is bound by the rules in effect on the date of the customer’s visit. Similarly, at this Site, you are bound by the version of this Agreement that is in effect on the date of your visit. The terms of this Agreement may change from time to time so please review it when you visit the Site. Any use of the Site after the effective date of any change will constitute your consent to the revised Agreement.

4. Protect Your Password: You Authorize All Uses Made Of It.

You are responsible for maintaining the confidentiality of the password that you choose to access and use the Site ("Account"). Subject to applicable law, you agree to be liable for all uses of your Account whether or not actually authorized by you, including but not limited to uses of your Account to submit questions at the Site or to answer questions through the Site. This means that you should not supply your password to anyone who is not authorized to take actions for you.

5. Privacy 

caclubindia.com may use your email  address for the purposes it considers and deems fit. Information about you may be used by caclubindia.com for the purposes it considers and deems fit.

6. License to Use the Site

caclubindia.com hereby grants you a limited, non-transferable license to access and use the Site and Content solely for your personal, non-commercial purposes. Except for the license in this Section 6, caclubindia.com retains all right, title, and interest in and to the Site and Content. Subject to applicable law, caclubindia.com reserves the right to suspend or deny, at its sole discretion, your access to all or any portion of the Site with or without notice. You may not access or use the Site or any portion of the Site if such access would violate any law. You may access and print copies of the web screens from this Site, including a copy of this Agreement, for your personal use. Except as provided in this Agreement, permission to reprint or electronically reproduce any Content in whole or in part for any other purpose is expressly prohibited, unless prior written consent is obtained from caclubindia.com. You may contact us  if you wish to obtain such consent. The Content on this Site is protected by copyright under both United States and foreign laws. All rights not expressly granted herein are reserved to caclubindia.com and its licensors.

The license in this Section 6 does not include permission to copy the design elements, "look and feel" or layout of this Site. Those elements are protected by law, such as trade dress, trademark, unfair competition, and other laws, and may not be copied or imitated in any manner. Subject to applicable law,  caclubindia.com reserves the right to revoke the above permission at any time and to suspend or deny, in its sole discretion, your access to all or any portion of the Site with or without notice. Except as expressly provided in this Agreement, neither caclubindia.com nor any third party has conferred upon you by implication, estoppels, or otherwise, any license or right under any patent, copyright, trademark, trade secret or any other proprietary right.

7. Rules Relating Services

If you use the services , you are solely responsible for communications posted by you or through your Account. You agree that violation of any of the following rules constitutes a material breach of this Agreement:

• Using the  Service for any purpose in violation of local, state, national, or international laws;
• Providing false information on your registration form or impersonating any person;
• Posting material that infringes on the intellectual property rights of others or on the privacy or publicity rights of others;
• Posting or transmitting any information, data, text, files, links, software, chat, communication, or any other materials that are unlawful, harmful, threatening, abusive, invasive of another's privacy, harassing, defamatory, slanderous, vulgar, obscene, hateful, racist, embarrassing or otherwise objectionable to any other person or entity as determined by caclubindia.com  in its sole discretion;
• Posting or transmitting any unsanctioned advertising, promotional materials, or any other forms of unsanctioned solicitation, including, without limitation, "junk mail," "Spam," "chain letters," or any unsolicited mass distribution of email;
• Posting surveys, contests, or pyramid schemes;
• Posting improper questions or answers that are not related to the particular topic;
• Stalking, harassing, or otherwise harming others;
• Distributing viruses, corrupted files, or any other similar software or programs that may damage the operation of another’s computer;
• Collecting or storing personal data about other users of the Site; Inducing, enticing, soliciting, recruiting, luring, or attempting to induce, entice, solicit, recruit, or lure users or Experts to another web site which, in  caclubindia.com reasonable determination, is a competitor of caclubindia.com
• Engaging in any other conduct that inhibits any other person from using or enjoying the Q&A Service or the Site;
• Engaging in any other behavior on the Site, which in caclubindia.com sole discretion is unacceptable.

caclubindia.com  may (but is not obligated) to remove Content for any reason, with or without notice to you, including without limitation Submissions (as defined below) that do not conform with the rules  Service and terminate your access to the Site.

8. License to Submissions to the Site

Should you provide this Site with information, including without limitation, postings , feedback, data, questions, comments or suggestions ("Submissions") those Submissions will be deemed not to be confidential. You grant caclubindia.com a royalty-free, perpetual, irrevocable, world-wide license to use, copy, reproduce, create derivative works from, adapt, modify, publish, edit, translate, sell, distribute, transmit, transfer, publicly display, publicly perform, and display the Submissions without any limitation and in any media or any form now known or later developed. caclubindia.com may sublicense these rights to third parties.

9. Copyright Infringement Notification & Other Reports

 caclubindia.com relies on users of the Site to bring copyright violations to our attention. . If you are aware of infringing materials on the Site, please notify  caclubindia.com agent:

caclubindia.com 

• A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;
• Identification of the copyrighted work claimed to have been infringed, or if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site;
• Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit caclubindia.com to locate the material;
• Information reasonably sufficient to permit  caclubindia.com to contact you, such as an address, telephone number, and if available, an electronic mail address at which the you may be contacted;
• A statement that you have a good faith belief that use of the material in the manner complained about is not authorized by the copyright owner, its agent, or the law; and A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

Notwithstanding the foregoing, caclubindia.com does not guarantee any action based upon the receipt of such information. ALL INQUIRIES NOT IN COMPLIANCE WITH THE ABOVE NOTICE AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT WILL RECEIVE NO RESPONSE.


10. Your Representations & Warranties

You represent and warrant for the benefit of caclubindia.com and caclubindia.com licensors, suppliers, and any third parties mentioned on the Site that: (a) you are at least 18 years of age or you have obtained verifiable parental consent to use this site; (b) you possess the legal right and ability to enter into and make the representations and warranties contained in this Agreement; (c) all information that you submit to us is true and accurate; (d) you will keep your registration information current; (e) you will be responsible for all use of your Account even if such use was conducted without your authority or permission (for example, and not by way of limitation, if an unauthorized third party submits or answers a question under your Account); (f) you will not use the Site for any purpose that is unlawful or prohibited by this Agreement (for example, and not by way of limitation, abiding by the  Service Rules); and (g) all Submissions are owned by you and caclubindia.com use of the Submissions does not infringe or violate the intellectual property or other rights of any third parties.

11. Indemnity

You agree to defend, indemnify and hold harmless caclubindia.com  its members ,officers, directors, employees, agents, licensors, and suppliers, from and against all claims, actions or demands, liabilities, and settlements, including, without limitation, reasonable legal and accounting fees, arising in connection with your use of the Site or resulting from, or alleged to result from, your use of the Site or your violation of this Agreement.

12. DISCLAIMERS OF ALL WARRANTIES AND DUTIES

THIS SITE AND ALL CONTENT IS PROVIDED "AS IS," "AS AVAILABLE," "WITH ALL FAULTS," AND WITHOUT WARRANTY OF ANY KIND. caclubindia.com AND caclubindia.com  LICENSORS GIVE NO EXPRESS WARRANTIES AND DISCLAIM: (A) ALL IMPLIED WARRANTIES, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY; FITNESS FOR A PARTICULAR PURPOSE; caclubindia.com OF THE SITE; LACK OF VIRUSES, WORMS, TROJAN HORSES, OR OTHER CODE THAT MANIFESTS CONTAMINATING OR DESTRUCTIVE PROPERTIES; ACCURACY, COMPLETENESS, RELIABILITY, TIMELINESS, CURRENCY, OR USEFULNESS OF ANY CONTENT ON THE SITE; AND (B) ANY DUTIES OF REASONABLE CARE, WORKMANLIKE EFFORT OR LACK OF NEGLIGENCE. THE ENTIRE RISK AS TO SATISFACTORY QUALITY, PERFORMANCE, ACCURACY AND EFFORT IN CONNECTION WITH THE SITE AND CONTENT IS WITH YOU.

IN ADDITION,  caclubindia.com DISCLAIMS ANY WARRANTIES OF NON-INFRINGEMENT, TITLE, OR QUIET ENJOYMENT.

13. Links to Third Party Sites

As a convenience, we may provide links to third party web sites from the Site. caclubindia.com  is not responsible for and does not endorse the informational content or any products or services available on any third-party web site and does not make any representations regarding its content or accuracy. We do not control any third party web site, and we are not liable for any technological, legal or other consequences that arise out of your visit or transactions there. Your use of third party websites is at your own risk and subject to the terms and conditions of use for such sites. This means that we are not your agent and will not be a party to any contract you enter.

14. Limitation of Liability and Remedies

IN NO EVENT WILL  caclubindia.com LICENSORS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, EXEMPLARY DAMAGES, OR ANY AND ALL OTHER DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF BUSINESS PROFITS, BUSINESS INTERRUPTION, LOSS OF DATA, PERSONAL INJURY, FAILURE  TO MEET ANY DUTY INCLUDING ACTS OF GOOD FAITH OR OF REASONABLE CARE, LACK OF NEGLIGENCE, AND FOR ANY OTHER PECUNIARY OR OTHER LOSS WHATSOEVER) ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THIS SITE, THE DELAY OR INABILITY TO USE THIS SITE, OR THIS AGREEMENT, EVEN IN THE EVENT OF FAULT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, BREACH OF CONTRACT, OR BREACH OF WARRANTY OF caclubindia.com AND EVEN IF caclubindia.com  HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANY DAMAGES THAT YOU MIGHT INCUR FOR ANY REASON, YOUR EXCLUSIVE REMEDY FOR ALL OF THE FOREGOING WILL BE LIMITED TO DISCONTINUING YOUR USE OF THE SITE. THESE LIMITATIONS AND EXCLUSIONS REGARDING DAMAGES WILL APPLY EVEN IF ANY REMEDY FAILS. IF, HOWEVER, A COURT OF COMPETENT JURISDICTION DETERMINES THAT YOU ARE ENTITLED TO DIRECT DAMAGES PURSUANT TO APPLICABLE LAW YOU AGREE THAT caclubindia.com  LIABILITY WILL NOT EXCEED THE AMOUNT OF Rs 200.00 (Rs two hundred, Indian). YOU ACKNOWLEDGE THAT THIS PROVISION IS FAIR. 
15. Miscellaneous; Entire Agreement

If any part of this Agreement is determined to be illegal, void, invalid or unenforceable, then the invalid or unenforceable provision (or portion) will be deemed superseded by valid, enforceable language that most closely matches the intent and allocation of risk in the original provision (or portion) and the rest of the Agreement will continue in full force and effect. The Agreement constitutes the entire agreement between you and  caclubindia.com with respect to the Site and your use of the Site, and supersedes all other (prior or contemporaneous) communications or displays whether electronic, oral, or written, between you and caclubindia.com  regarding the Site and your activities.

16. Geographical & Export Restrictions

You agree that all Content posted or accessible via the Site is subject to applicable export control laws and regulations of the Indian Government. You agree not to export or re-export any Content directly or indirectly, to any country not permitted by Indian government  export restrictions.

17. INDIAN LAW TO BE APPLICABLE  :JURISDICTION AT GUWAHATI,  ASSAM, ONE MONTH-  STATUTE OF LIMITATIONS

This Agreement is governed by the law of India, without giving effect to the principles of conflicts of laws thereof. Your consent to this Agreement includes your consent to jurisdiction and venue in the courts in GUWAHATI, ASSAM in all disputes arising out of or relating to this Agreement. caclubindia.com  makes no claims that this Site is appropriate for viewing or accessing outside India.. You consent to exclusive jurisdiction and venue in the courts of Guwahati, Assam. You waive all defenses of lack of jurisdiction, venue, or forum non-convenience. Use of the Site is not authorized in any jurisdiction that does not give effect to all provisions of this Agreement. caclubindia.com performance of this Agreement  is subject to existing laws and legal process, and you agree that we may comply with law enforcement or regulatory requests or requirements notwithstanding any contrary term of this Agreement. Any cause of action or claim you may bring in connection with the Site, including without limitation any Content, must be commenced within one (1) month  after the claim or cause of action arises otherwise  such claim or cause of action shall be deemed to be barred. In any dispute between caclubindia.com  and you relating to this Site, the prevailing party will  not be  entitled to attorneys’ fees, costs and expenses.