banner_ad

Project Finance

This query is : Resolved 
Profile Image

Profile Image

(Querist)
09 March 2010 Please tell me the points taken into conideration while preparing the c.m.a data report like ratios & give other recommendation.
Profile Image

Rahul Gupta

Profile Image

Rahul Gupta (Expert)
10 March 2010 Some of the features that banks generally look in CMA are >
1. Current ratio shud be min. of 1.33. Higher is a better.
2. Quick ratio shud be more than 1.
2. Debt Equity ratio should not be more than 1.
3.Loan amount generally not exceed that 20% or 25% of sales depending upon bank to bank.
4. Loans taken from other banks are also considered by banks while sanctioning Loans.
5. Interest coverage ratio must be sufficient to repay debt and installments.
6. Stock mortgage and assets hypothecation are also considered while determining the Loan Amonut.
Loan sanctioning are not limited to above points and are dependent on bank to bank requirements.
Profile Image

Tushar shah

Profile Image

Tushar shah (Querist)
10 March 2010 Thank you sir, I am satisfied with your answer. Also guide me other recmmendations if requierd.
You need to be the querist or approved CAclub expert to take part in this query .
Click here to login now


CCI Pro
Join CAclubindia WhatsApp Finance Community & stay updated with the latest TAX news, compliance alerts and important updates all in one place!


Similar Resolved Queries


loading


Unanswered Queries


banner

Trending Online Classes

view all classess

CCI Pro
Meet our CAclubindia PRO Members
Subscribe Now

Follow us
add to google news



Answer Query



Quick Links



Browse by Category




Latest Job Openings

View all
Company
Featured 28 May 2026
SEMI QUALIFIED/ CA DROPOUTS/ ARTICLES

T R SOOD & CO

New Delhi

CA Inter

View Details
Company
27 May 2026
Audit Assitant

Virender K Gupta and Co

New Delhi

B.Com

View Details
Company
24 May 2026
Accounts & Tax Executive

PARAS KHURANA AND CO

New Delhi

B.Com

View Details
Company
16 May 2026
Account & Audit Asst

RAHUL KHANDEBHARAD & ASSOCIATES

Nashik

B.Com

View Details
Company
ARTICLESHIP 17 May 2026
CA Article /Trainee

Malik Sunil & co

New Delhi

CA Foundation

View Details
Company
ARTICLESHIP 09 June 2026
Article Trainee

Numbertree LLP

Mumbai

CA Inter

View Details
Company
23 May 2026
Article Assistant

Geeta Manchanda & CO.

New Delhi

CA Inter

View Details
Company
22 May 2026
Audit assistant

Displayandbeyond

Mumbai

CA

View Details