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For getting bank loan

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Querist : Anonymous

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Querist : Anonymous (Querist)
24 June 2015 For getting bank loan of 10 lac how much income should be shown in individual returns of itr 4, for example we shown 250000 are more
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CS Advocate Abhishek Goyal

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CS Advocate Abhishek Goyal (Expert)
24 June 2015 It depends entirely on bank requirement. How much income they need to sanction a bank loan of 10 lac.
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Querist : Anonymous

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Querist : Anonymous (Querist)
24 June 2015 We don't know particular bank, we need general info can u please provide in normal sense thank you for respond



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Ankur Singhal

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Ankur Singhal (Expert)
25 June 2015 You should show atleast Rs.300000/- as income.

Also You can advice him to take loan in joint account with spouse.
This will be easier as you can show the income of Rs.2,00,000 to 2,50,000/- in both the returns.

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