Eligibility criteria for bank loans

This query is : Resolved

Querist : Anonymous

Querist : Anonymous (Querist)

27 November 2014 Experts,
how will the banks calculate the minimum income eligible for loans.is there any general rate.(based on IT returns).

CS,CA F,Numrologi TusharSampat (Expert)
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27 November 2014 it depedns on their internal policy decided by higher management based on many criterias.

Rupesh Jain (Expert)
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18 December 2014 its depend on the purpose and period for loan and amount of loan.

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