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Didn't deducted tds on unsecured loans

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(Querist)
21 February 2017 what is the tds rate on unsecured loans and if tds is not deducted on the unsecured loans, whether we have to pay penalty
if we have to pay penalty then which rate should we consider
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KAVIRAJA ADDANGADI

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KAVIRAJA ADDANGADI (Expert)
21 February 2017 Unsecured loans tds not applicable, if you pay interest on loan NBFC, Interest TDS Should be deducted u/s 194A.

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