Which amount is taken for interest and principle for it purp

Dear Sir My Housing Loan EMI is 8000 i.e. Per Year is 96,000 out of which Interest is 38000 and Principal is 58000 Total Interest Debited for whole Year is Rs. 38,000 and I was paid only 6 Installments i.e. 8000X6=48,000 at this position I want to Claim Sec 24(b) is Rs. 38,000 and U/s 80C-Principle is Rs. 58,000 is this correct? Please tell Thanks in Advance