Transferring money to india from usa

Hi, As I'm not much familiar with financial terms, can you please advise me the best way to transfer money to India. Please find my facts below

1. I left India to US on Sep-06-2015

2. Took 10 days holidays in January

3. Till date (June-09-2016) holding my Job in us

4. May come back to India by next month

5. I have a resident account India which is linked to my housing loans

6. Haven't yet transferred any money to Indian account yet.

Questions:

1. What is the best way to transfer money to save tax as I'm paying tax here in us.

a. Open an NRE a/c and Transfer

b. Convert existing resident A/c into NRO and Transfer

2. What should I do to avail DTAA to get a reduced TDS?

a. Is it bank specific, I read that ICICI is offering DTAA benefits for NRO account but Axis bank is not - according to axis bank customer service?

b. I guess that all the banks should use the DTAA to avoid double taxes since this is a rule in India, am I correct?

3. What is the tax implication on transferring money to my wife's bank account or to my existing resident account or even sending money (through WU) to my parents?

Dear Santhosh,

I guess this link might help you in creating the bank account https://nritaxes.com/bank-accounts.php

All the above questions cannot be answered here as we would like to know your requirements clearly.

Kindly request an appointment in the following link with your personal details so that we could revert to you to solve the problems.

Request Appointment: https://nritaxes.com/req-app.php

For more details Contact us at

Name : PINKY SAMAL
Address :1343 Kensington Dr
Canton, MI 48188

Office Phone:1+734-398-0442

NRI TAXATION is a Tax Consultant company exclusively for NRI's in USA, India, and Australia. We are a Bangalore based company with experts in taxation and professional in all NRI Services.Our experts will give you a proper plan to transfer money from

Brief about the Company:USA to India.

Visit Our Website:

India :https://nritaxation.co.in/

USA :https://nritaxes.com/

Australia:https://nritaxation.com.au/

Thanks,

Regards,

Sathya Hegde.