Should fd accrued interest included in my tax return (no tds deducted)

Hi,

I have a 1-year fixed deposit with quarterly payouts and no TDS was deducted in FY 2018-19. I downloaded the interest certificate for FY 2018-19 from my bank site. It mentions `accrued interest` for my FD along with `paid interest`.

In my ITR-1 filing for AY 2019-20, should I include the accrued interest or should I only show the paid interest under `Income from Other Sources`?

Replies (2)

Better to include it in the same year of accrual, rather than declare it in the year of receipt.

This is a doubt I had too. I downloaded SBI's interest certificate FY2021-22. It shows interest in one column and accrued interest in another column. So when I declare this in the ITR, I have to declare the sum of interest and accrued interest, correct?

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