Is housing loan ineligible if not occupied

visu iyer (mentor) (833 Points)

12 December 2021  
I am working in Mumbai metro city, living in parents property.

I am planning to construct/resale purchase of property at my home town and will be locked and blocked for our month end Stay and avail housing loan.

now the query is,
whether I am eligible for 80c and 24 for the principal repayment and interest paid, since it is not occupied in full year, simply locked and blocked.

veteran please advise