Help me about income tax

Cannot say for sure, such transactions look shady, how can 5 years loans be paid back just in one year accumulating so much cash? Are these relatives in perview of 'relatives definition'?? Are these well documented? Have you given in cash and taken back in cash?? If these were personal loans any documentation or just word of mouth?? You may have hard time explaining the spread of such transactions over 5 years to IT deptt. Right now if you deposit no issues, no taxation but if they query you then explaination may be needed thats what I understand.

Not accumulate in one year they give this to me time to time but then some otherone take and i didn't have any documentation of all .but if you tell me i can do documentation now 

Hi,

In future Be ready for below, if you are asked to prove by income tax department.

if you have salary 30000 per month then your 5 year salary is 1800000/-

loan given is Rs1300000/- during 5 years, they will examine your bank account and see that we had given from your declared income in incometax return in 5 years they will see your expense, income and Bank Balance.

it will be helfful,if you have supporting Document for the loan transaction