How to get refund of the tds deducted for housewife

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Hi,

My mother is a housewife and she has some FD's of amount 5 lacks in her own saving account. Recently she got charged of TDS from bank on the interest earned. She is not working and no source of income. Can she apply for tax return and get the deducted amount returned to her? if yes, apart from pan card what all she has to show.?

Also, note that, she has another joint account with her husband who is a main applicant there? and he is also not earning person now. does she has to show this account details also while filing return.

pls clarify. TIA.

Replies (4)
Simply file return online itr 1 with fd int..show in income from other.source along with an int from savings account int. Claim sb int under 80tta. U will get refund if bank remits tds amt with pan no.

hi raghavan,

thanks for response,

when you say "U will get refund if bank remits tds amt with pan no." that means i need to find out from bank how they did deduction of tds against pan no or not. I have got tds certificate from bank and it does not says anyting about pan no.

thanks

 

@ Mashoo . this year you should give 15G/15H form so that no tax is deducted at source.

Just file ITR1 with all tax credits

Income from FD int and sav bank int

In chapter VIA get deduction for Sav Bank int [ not FD int].

in Tax status give tax refundable.

ITR1 - refunds for senior  citizen may be given in 7 to 15 days.

but file fast. make no mistake bcoz the due date is already over  and revised return cannot be filed after due date.

check your return twice thrice for any data entry mistakes.

Happy filing

@ msahoo - date of filing has been extended . File ITR1 and upload and the E-verify/or send ITRv to bangalore by Speed post.


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