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Latest performance analysis for Debt-secured Investment plans

CA Bhargav Nathwani , Last updated: 05 December 2016  
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Dear Friends

Please find enclosed new performance analysis for Debt - secured Investment plans.

The softening trend in inflation has also left the door open for RBI for a rate cut in December. Retail or CPI inflation dipped to a 14-month low of 4.20 per cent in October, while the one based on wholesale prices or WPI fell for the second consecutive month to 3.39 per cent in October.

01. G-sec Funds: For Long term Investors (1 to 3 years  & above 3 years)

There is a great opportunity to accumulate/Invest due to low inflation & attractive rate cuts by RBI.

Graphical presentation of G-sec Yield Vs. Indian interest rates:

Decrease in G-sec Yield will increase Return in Investments. Following is the reflection in MF returns of above.

Debt - Government securities (popularly known as G-sec)

Fund

1-Month Return

3-Month Return

1-Year Return

3-Year Return

5-Year Return

10-Year Return

ICICI Prudential Long 

4.51

6.76

18.58

14.85

12.73

-

Birla Sun Life Dynamic 

4.71

6.16

18.08

13.59

11.69

10.35

ICICI Prudential Income 

4.61

6.73

17.94

13.36

10.47

9.40

Quantum Dynamic Bond

4.73

6.92

17.64

-

-

-

L&T Flexi Bond Fund

4.57

6.64

17.23

12.82

11.22

-

UTI Dynamic Bond Fund

5.62

7.41

16.94

12.89

11.64

-

UTI Bond Fund

5.37

7.23

16.17

12.56

10.67

8.87


02. Debt  long term papers (short term - up to 1 Year)

One can invest their surplus funds for up to 1 Year without any capital risk.

Debt long term (Long term secured papers)

Fund

1-Month Return

3-Month Return

1-Year Return

3-Year Return

5-Year Return

10-Year Return

Birla Sun Life Medium

1.83

3.46

11.79

11.25

10.99

-

Reliance Regular Savings Fund

1.25

3.14

10.86

10.22

9.67

7.84

DHFL Pramerica Credit Opportunities Fund

1.08

2.89

10.65

-

-

-

ICICI Prudential Regular Savings

1.46

3.19

10.12

10.15

9.48

-


03. Debt Short term papers (Very very short term)

One can invest their surplus funds for any time horizon without any capital risk, propionate returns will be rewarded for such period.

Ultra short term funds (Very very short term)

Fund

1-Month Return

3-Month Return

1-Year Return

3-Year Return

5-Year Return

10-Year Return

DHFL Pramerica Low Duration

0.83

2.26

9.35

9.35

9.43

-

ICICI Prudential Savings 

1.13

2.56

9.31

8.98

9.15

8.38

Reliance Money Manager Fund

0.92

2.21

8.82

8.82

9.11

-

Birla Sun Life Cash Manager

0.99

2.21

8.79

8.72

8.79

7.92

SBI Savings Fund

0.91

2.13

8.64

8.68

9.04

8.14


You can contact any time for any further information/clarification on above doted matters.

All investments are made in name of yours under your own signature & as MF schemes are electronically linked to investor's notified bank account, error free transfers for investment & realization are ensured.  

The author can also be reached at capitalcorp52@gmail.com or nathwani.bhargav@gmail.com

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Published by

CA Bhargav Nathwani
(CA in Practice)
Category Others   Report

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