Posted On : 09 February 2026
Tax treatment on PF full withdrawal for early retirement
Hello Sir,
I have a query on Income tax treatment on PF full withdrawal for early retirement.
I had taken retirement at the age of 51 and currently i my age is 54. I had not withdrawn PF so that i can continue to get PF interest for past 3 years in my PF account.
I am getting around 6 Lakhs per year as interest so the past 3 years the interest accumulated is 18 Lakhs.
If i withdraw PF balance, will the interest of around 18 Lakhs for past 3 years after my retirement is taxable of it will be tax free on withdrawal and it will be taxable only if i further invest PF amount to various places.
Thanks
Rajesh