Investment options for Co-operative Banks and Societies As per RBI Master Circular on Investments by Primary (Urban) Co-operative Bank and the recent amendment to the Indian Trust Act in 2017, Co-operative Societies can invest in many financial instruments. Traditionally, the funds which are in excess of the loans given are invested in fixed deposits of other co-operative banks or nationalized banks. The interest rate received on those excess funds barely matches the int..
Background Computer Age Management Services Limited (CAMS) is set to launch its IPO on 21st September 2020. The IPO will be open for subscription to the public for 3 days i.e 21-09-2020 to 23-09-2020. It is a technology-driven financial infrastructure and service provider together with being India's largest registrar and transfer agent of mutual funds holding approx. 70% mutual fund aggregate market share. CAMS currently provides technology-based servi..
The Securities and Exchange Board of India (SEBI) on Friday 11th Sep 2020 announced a detailed structure for multi-cap Mutual Funds. How these changes in Multi cap funds impact you as an Investor? What is the opportunity in Direct Equity in Mid and Small cap? What action is to be taken in response to this announcement? Do we need to change portfolio allocation? Do we stop SIP in Multi cap funds? We answer all the above questions for you in the most simplistic manner. ..
Investing anything time, effort, or money sacrifices short-term rewards for a long-term payoff. Whether you are HNI or not, be it any type of investment, sometimes investors lose sight as to why they're investing. Goals-based investing offers a useful structure to map out concrete investment goals, prioritize them, build portfolios to meet them, measure progress against them, and make adjustments (if necessary) to stay on track. The benefits of ..
We invest for achieving certain financial goal, such as financial freedom, retirement planning, education of our children etc Having investing so much of time effort and energy to ensure that we invest in right asset class, we do not pay hid to the simple fact that Protection of Investment is as important as making investment. What is Unclaimed Investment? An investment which has been made by an investor but he..
Understanding the relationship between Gold and the Economy Historically, it has been observed that, gold prices indirectly mirror the state of the economy the relationship being inversely proportional. During an economic crisis, investors prefer to buy gold as a form of protection. Fear, uncertainty and speculation in the current economic situation has played a huge impact on driving the demand for gold. Furthermore, the vacuum created due to the non reliability of bond..
The recent past has seen the stock markets experience volatility due to uncertainty about economic growth, the Coronavirus pandemic, and related headwinds. In this situation, stock picking becomes challenging with most investment strategies not playing out as expected. The two key investment strategies that most investors follow are - value investing and growth investing. About value investing When you invest in a stock that is quoting at lower than its intrinsic value (..
I am writing this article on the penny stocks/ low priced shares which are advertised to us by some leading researchers, social-media, financial bloggers etc to give very high returns in a short span of time beyond any normal financial expert belief. Penny stocks are low priced, low market capitalisation, mostly illiquid and hence become difficult to trade but they give high returns which one cannot even imagine. It fits that high risk (beta) gives higher return. I have decided to take exampl..
Types of Trades in Stock Market Scalping Momentum Trading Day Trading Positional Trading Swing Trading Scalping:- Scalping (or micro-trading) is all about taking very small profits, repeatedly. Typically, trades last from seconds to minutes. Scalping is a trading strategy that attempts to make Profits on..
“If you’re not staying on top of your money, you are putting your financial well-being at risk.” – Suze Orman, American financial advisor, author, and podcast host. Getting more education, pursuing a career, combining employment with family life – these are just some factors that have enabled women to enjoy greater financial independence, earn more, and save more as a result. In my list of family, friends, and clients, women investors comprise..
Rahul, a 65-year-old recently retired engineer, sat in his living room, sipping coffee and watching television. He had a smile on his face. He eyes were on the stock market ticker on the TV screen and he was intently listening to the commentators discuss stocks. He recalled how he had first started investing in equity when he was 25 years old (40 years ago). He had started out with investing Rs. 10,000 each month and increased his investment by 10% each year. He never missed a single month an..
Firstly, I pray for you and your family's safety. In 20th Century India, the primary investments avenue included: Own business Real Estate Gold Fixed Deposit Money kept under the mattress <div class="preview_..