{"id":2101,"date":"2025-05-16T13:23:03","date_gmt":"2025-05-16T07:53:03","guid":{"rendered":"https:\/\/www.caclubindia.com\/guide\/?p=2101"},"modified":"2025-06-26T15:55:12","modified_gmt":"2025-06-26T10:25:12","slug":"section-80ttb","status":"publish","type":"post","link":"https:\/\/www.caclubindia.com\/guide\/section-80ttb\/","title":{"rendered":"Section 80TTB: Interest Income Tax Relief for Seniors FY 2024-25"},"content":{"rendered":"\n<p>Section 80TTB offers senior citizens a deduction on interest income from bank deposits.<\/p>\n\n\n\n<p>The benefit is available exclusively under the <strong><a href=\"https:\/\/www.caclubindia.com\/guide\/old-tax-regime-slabs\/\">old tax regime<\/a><\/strong>.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\r\n<div class=\"ez-toc-title-container\">\r\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\r\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\r\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.caclubindia.com\/guide\/section-80ttb\/#Key_Takeaways\" >Key Takeaways<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.caclubindia.com\/guide\/section-80ttb\/#Budget_2025_Update\" >Budget 2025 Update<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.caclubindia.com\/guide\/section-80ttb\/#Why_Section_80TTB_Matters_to_Senior_Citizens\" >Why Section 80TTB Matters to Senior Citizens?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.caclubindia.com\/guide\/section-80ttb\/#Who_Can_Claim_The_80TTB_Benefit\" >Who Can Claim The 80TTB Benefit?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.caclubindia.com\/guide\/section-80ttb\/#How_Much_Deduction_is_Allowed\" >How Much Deduction is Allowed?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.caclubindia.com\/guide\/section-80ttb\/#For_example\" >For example<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.caclubindia.com\/guide\/section-80ttb\/#Savings_Account_vs_Fixed_Deposits_%E2%80%93_What_Qualifies\" >Savings Account vs. Fixed Deposits \u2013 What Qualifies?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.caclubindia.com\/guide\/section-80ttb\/#Section_80TTB_Vs_Section_80TTA_%E2%80%93_Know_The_Difference\" >Section 80TTB Vs. Section 80TTA \u2013 Know The Difference<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.caclubindia.com\/guide\/section-80ttb\/#How_to_Claim_80TTB_in_Your_ITR_Filing\" >How to Claim 80TTB in Your ITR Filing<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.caclubindia.com\/guide\/section-80ttb\/#Steps_to_follow\" >Steps to follow:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.caclubindia.com\/guide\/section-80ttb\/#Impact_on_TDS_and_Advance_Tax_for_Seniors\" >Impact on TDS and Advance Tax for Seniors.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.caclubindia.com\/guide\/section-80ttb\/#Mistakes_to_Avoid_While_Claiming_80TTB\" >Mistakes to Avoid While Claiming 80TTB<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.caclubindia.com\/guide\/section-80ttb\/#Real_Life_Example_of_80TTB_Calculation\" >Real Life Example of 80TTB Calculation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.caclubindia.com\/guide\/section-80ttb\/#Conclusion\" >Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.caclubindia.com\/guide\/section-80ttb\/#FAQs\" >FAQs<\/a><\/li><\/ul><\/nav><\/div>\r\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Takeaways\"><\/span>Key Takeaways<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Meant only for resident individuals aged 60 and above.<\/li>\n\n\n\n<li>Allows deduction up to INR 50,000 on total interest income.<\/li>\n\n\n\n<li>Covers savings, FDs, RDs, and post office deposits.<\/li>\n\n\n\n<li>Helps lower TDS and taxable income.<\/li>\n\n\n\n<li>Simple to claim in your annual tax filing.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Budget_2025_Update\"><\/span>Budget 2025 Update<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>The TDS threshold for senior citizens (who is aged 60 and above) has been increased to Rs. 1,00,000 from Rs. 50,000 For FY 25-26, meaning TDS applies only if their interest income exceeds Rs. 1,00,000 annually.<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_Section_80TTB_Matters_to_Senior_Citizens\"><\/span>Why Section 80TTB Matters to Senior Citizens?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Managing taxes on a fixed income can be tough for many senior citizens. With rising healthcare expenses and limited pension or interest-based earnings, every rupee saved matters. That\u2019s where section 80TTB of the Income Tax Act steps in.<\/p>\n\n\n\n<p>Introduced in Budget 2018, this section offers a tax deduction of up to INR 50,000 on interest income earned by senior citizens. It\u2019s specifically designed to ease their tax burden and encourage savings in bank deposits and other low-risk instruments. This benefit is available starting from the age of 60, and it applies to regular savings and fixed deposits held in banks, post offices, and co-operative banks.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Who_Can_Claim_The_80TTB_Benefit\"><\/span>Who Can Claim The 80TTB Benefit?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Not everyone qualifies for this section \u2013 it\u2019s meant <strong>exclusively for resident senior citizens<\/strong>. Here\u2019s what that means in simple terms:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You must be <strong>60 years or older<\/strong> during the relevant financial year.<\/li>\n\n\n\n<li>You must be a <strong>resident Indian<\/strong> for tax purposes.<\/li>\n\n\n\n<li>The benefit is available to the <strong>individuals only<\/strong>, not HUFs or firms.<\/li>\n\n\n\n<li><strong>NRIs <\/strong>(Non-Resident Indians) are <strong>not eligible<\/strong> under this section.<\/li>\n<\/ul>\n\n\n\n<p>So, if you are a senior citizen living in India and earning interest income from eligible sources, you\u2019re good to go.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Much_Deduction_is_Allowed\"><\/span>How Much Deduction is Allowed?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>This section allows a <strong>maximum deduction of INR 50,000 per year<\/strong> from your interest income. This is a flat limit \u2013 it does not matter if the income comes from <strong>one or multiple accounts<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"For_example\"><\/span>For example<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>If you earn INR 45,000 in interest, you can claim the full INR 45,000.<\/li>\n\n\n\n<li>If you earn INR 70,000 in interest, you can claim up to INR 50,000 as deduction, and the remaining INR 20,000 is taxable.<\/li>\n<\/ul>\n\n\n\n<p>The deduction is in addition to other popular deductions like 80C and 80D.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Savings_Account_vs_Fixed_Deposits_%E2%80%93_What_Qualifies\"><\/span>Savings Account vs. Fixed Deposits \u2013 What Qualifies?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Some people think only savings accounts interest qualifies, but Section 80TTB is more generous.It covers the below:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Savings Account Interest<\/li>\n\n\n\n<li>Fixed Deposit Interest<\/li>\n\n\n\n<li>Recurring Deposit Interest<\/li>\n\n\n\n<li>Post-office Deposit Interest<\/li>\n\n\n\n<li>Co-operative Bank Interest<\/li>\n<\/ul>\n\n\n\n<p>This means you can park your money in safe, fixed-income options and still enjoy a tax deduction. However, interest from corporate FDs, bonds, or debentures does not qualify under this section.<\/p>\n\n\n\n<p>It\u2019s important to check where your money is deposited before assuming it\u2019s eligible.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Section_80TTB_Vs_Section_80TTA_%E2%80%93_Know_The_Difference\"><\/span>Section 80TTB Vs. Section 80TTA \u2013 Know The Difference<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>These two sections sound similar, but they apply to different age groups and cover different types of income. Here\u2019s a quick breakdown:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Criteria<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Section 80TTB<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Section 80TTA<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Who can claim?<\/td><td class=\"has-text-align-center\" data-align=\"center\">Senior citizens (60+)<\/td><td class=\"has-text-align-center\" data-align=\"center\">Non-senior individuals<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Max deduction limit<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20b9 50,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20b9 10,000<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Savings interest only?<\/td><td class=\"has-text-align-center\" data-align=\"center\">No \u2013 FDs, RDs included<\/td><td class=\"has-text-align-center\" data-align=\"center\">Yes \u2013 only savings account<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>A person <strong>cannot claim both 80TTB and 80TTA<\/strong> in the same financial year. Senior citizens must claim only 80TTB if eligible.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Claim_80TTB_in_Your_ITR_Filing\"><\/span>How to Claim 80TTB in Your ITR Filing<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Claiming this deduction is fairly easy during your income tax return filing. You don\u2019t need to upload any documents, but the details must be reported correctly.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Steps_to_follow\"><\/span>Steps to follow:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Add all interest income under the head \u201cIncome from Other Sources\u201d.<\/li>\n\n\n\n<li>Go to the \u201cDeduction under Chapter VI-A\u201d section.<\/li>\n\n\n\n<li>Under Section 80TTB, enter the eligible amount (up to INR 50,000).<\/li>\n\n\n\n<li>Ensure you use the correct ITR form, like ITR 1 or ITR 2.<\/li>\n<\/ul>\n\n\n\n<p>It\u2019s also wise to collect interest certificates from all the banks or post office accounts to ensure accuracy.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Impact_on_TDS_and_Advance_Tax_for_Seniors\"><\/span>Impact on TDS and Advance Tax for Seniors.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Section 80TTB also indirectly affects TDS (Tax Deducted at Source) and advance tax payments. Here\u2019s how:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>If your <strong>total taxable income after deductions is below INR 3 Lakh<\/strong> (basic exemption limit), you can submit Form 15H to your bank and avoid TDS on interest.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Many senior citizens are also <strong>exempt from advance tax<\/strong> if their total tax payable is below <strong>INR 10,000 for the year<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p>This makes life a bit easier \u2013 no regular payments or surprise deductions. But it\u2019s important to monitor your income to avoid paying interest on underreported taxes.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Mistakes_to_Avoid_While_Claiming_80TTB\"><\/span>Mistakes to Avoid While Claiming 80TTB<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>While claiming this deduction, seniors should be mindful of a few common errors:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Claiming <strong>80TTA instead of 80TTB<\/strong>, or worse claiming both.<\/li>\n\n\n\n<li>Including <strong>ineligible interest<\/strong>, like from corporate bonds or private NBFCs.<\/li>\n\n\n\n<li>Forgetting to <strong>combine interest from all banks or post offices<\/strong>.<\/li>\n\n\n\n<li>Relying only on passbook entries \u2013 always request <strong>official interest statements<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p>Such mistakes may lead to mismatch in tax filings and could result in penalties or unnecessary notices from the Income Tax Department.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Real_Life_Example_of_80TTB_Calculation\"><\/span>Real Life Example of 80TTB Calculation<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Here\u2019s a simple scenario to show how this section works in real life.<\/p>\n\n\n\n<p>Mrs. Desai, aged 66, earns:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>INR 30,000 from savings bank interest<\/li>\n\n\n\n<li>INR 45,000 from fixed deposits.<\/li>\n\n\n\n<li>INR 8,000 from post office deposit.<\/li>\n<\/ul>\n\n\n\n<p><strong>Total Interest Income = INR 83,000.<\/strong><\/p>\n\n\n\n<p>She can claim INR 50,000 under Section 80TTB. The remaining INR 33,000 will be added to her taxable income. This benefit alone reduces her tax liability and ensures she pays tax only on actual surplus earnings.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Retirement is a time to relax \u2013 not to worry about taxes. Section 80TTB ensures that senior citizens enjoy some breathing room when it comes to interest income. Whether you have one savings account or multiple fixed deposits, this section is your friend at tax time.<\/p>\n\n\n\n<p><strong><span style=\"text-decoration: underline;\">Related Articles<\/span><\/strong><\/p>\n\n\n\n<p><strong><a href=\"https:\/\/www.caclubindia.com\/guide\/old-vs-new-tax-regime\/\">Old vs New Tax Regime<\/a><\/strong><br><strong><a href=\"https:\/\/www.caclubindia.com\/guide\/standard-deduction\/\">Standard Deduction on Salary<\/a><\/strong><br><strong><a href=\"https:\/\/www.caclubindia.com\/guide\/tds-rates\/\">TDS Rates<\/a><\/strong><br><strong><a href=\"https:\/\/www.caclubindia.com\/guide\/income-tax-for-senior-citizens\/\">Income Tax For Senior Citizens<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1747377797156\"><strong class=\"schema-faq-question\">Q1.Can a senior citizen claim both 80TTB and 80TTA in the same year?<\/strong> <p class=\"schema-faq-answer\"><strong>Ans.<\/strong> No, a person eligible for Section 80TTB cannot claim 80TTA\u2014only one section is applicable based on age.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1747377819457\"><strong class=\"schema-faq-question\">Q2.Does interest earned from corporate bonds or company FDs qualify under 80TTB?<\/strong> <p class=\"schema-faq-answer\"><strong>Ans. <\/strong>No, only interest from banks, post offices, and co-operative banks qualifies\u2014corporate interest is not eligible.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1747377833076\"><strong class=\"schema-faq-question\">Q3.If total interest income is less than \u20b950,000, do I still need to declare it?<\/strong> <p class=\"schema-faq-answer\"><strong>Ans. <\/strong>Yes, you must declare the full interest income first and then claim deduction under Section 80TTB separately.<\/p> <\/div> <\/div>\n","protected":false},"excerpt":{"rendered":"<p>Section 80TTB offers senior citizens a deduction on interest income from bank deposits. The benefit is available exclusively under the [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":2103,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[],"class_list":["post-2101","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-income-tax"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\r\n<title>Section 80TTB: Interest Income Tax Relief for Seniors FY 2024-25 - Tax Guide<\/title>\r\n<meta name=\"description\" content=\"Section 80TTB offers senior citizens a deduction on interest income from bank deposits. 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