{"id":1178,"date":"2024-12-19T13:14:46","date_gmt":"2024-12-19T07:44:46","guid":{"rendered":"https:\/\/www.caclubindia.com\/guide\/?p=1178"},"modified":"2025-06-26T15:56:20","modified_gmt":"2025-06-26T10:26:20","slug":"lic-unclaimed-amount","status":"publish","type":"post","link":"https:\/\/www.caclubindia.com\/guide\/lic-unclaimed-amount\/","title":{"rendered":"LIC Unclaimed Amount: Steps to Get Your Money Back"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"538\" src=\"https:\/\/www.caclubindia.com\/guide\/wp-content\/uploads\/2024\/12\/LIC-Unclaimed-Amount-1024x538.jpg\" alt=\"\" class=\"wp-image-1182\" srcset=\"https:\/\/www.caclubindia.com\/guide\/wp-content\/uploads\/2024\/12\/LIC-Unclaimed-Amount-1024x538.jpg 1024w, https:\/\/www.caclubindia.com\/guide\/wp-content\/uploads\/2024\/12\/LIC-Unclaimed-Amount-300x158.jpg 300w, https:\/\/www.caclubindia.com\/guide\/wp-content\/uploads\/2024\/12\/LIC-Unclaimed-Amount-768x403.jpg 768w, https:\/\/www.caclubindia.com\/guide\/wp-content\/uploads\/2024\/12\/LIC-Unclaimed-Amount.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Sometimes, a policyholder buys an LIC policy but for some reasons the benefits remain unpaid due to non-payment of premiums, death, or other reasons.<\/p>\n\n\n\n<p>If there is no nominee or having a nominee or policyholder doesn&#8217;t claim the money, then it stays with LIC which is called an unclaimed amount or deposit.<\/p>\n\n\n\n<p>The policy includes maturity proceeds, survival benefits, or death claims that were not settled. Nominees or policyholders can later claim this amount by providing necessary documents and following LIC\u2019s claim process.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\r\n<div class=\"ez-toc-title-container\">\r\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\r\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\r\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.caclubindia.com\/guide\/lic-unclaimed-amount\/#How_to_Check_for_Unclaimed_Amounts\" >How to Check for Unclaimed Amounts?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.caclubindia.com\/guide\/lic-unclaimed-amount\/#How_to_Submit_a_Claim_Request\" >How to Submit a Claim Request?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.caclubindia.com\/guide\/lic-unclaimed-amount\/#FAQs\" >FAQs<\/a><\/li><\/ul><\/nav><\/div>\r\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Check_for_Unclaimed_Amounts\"><\/span>How to Check for Unclaimed Amounts?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>LIC provides an online portal to check unclaimed amounts:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Visit the LIC official website.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>On the portal navigate to Customer Services and then click on Unclaimed Amounts of Policyholders<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"404\" src=\"https:\/\/www.caclubindia.com\/guide\/wp-content\/uploads\/2024\/12\/LIC-Unclaimed-Amounts-1024x404.png\" alt=\"\" class=\"wp-image-1179\" srcset=\"https:\/\/www.caclubindia.com\/guide\/wp-content\/uploads\/2024\/12\/LIC-Unclaimed-Amounts-1024x404.png 1024w, https:\/\/www.caclubindia.com\/guide\/wp-content\/uploads\/2024\/12\/LIC-Unclaimed-Amounts-300x118.png 300w, https:\/\/www.caclubindia.com\/guide\/wp-content\/uploads\/2024\/12\/LIC-Unclaimed-Amounts-768x303.png 768w, https:\/\/www.caclubindia.com\/guide\/wp-content\/uploads\/2024\/12\/LIC-Unclaimed-Amounts-1536x606.png 1536w, https:\/\/www.caclubindia.com\/guide\/wp-content\/uploads\/2024\/12\/LIC-Unclaimed-Amounts.png 1892w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Enter the Policy Number, Policy Holder&#8217;s Name, Date of Birth, PAN Card details to search for unclaimed funds.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"523\" src=\"https:\/\/www.caclubindia.com\/guide\/wp-content\/uploads\/2024\/12\/LIC-Unclaimed-Amounts-1-1024x523.png\" alt=\"\" class=\"wp-image-1180\" srcset=\"https:\/\/www.caclubindia.com\/guide\/wp-content\/uploads\/2024\/12\/LIC-Unclaimed-Amounts-1-1024x523.png 1024w, https:\/\/www.caclubindia.com\/guide\/wp-content\/uploads\/2024\/12\/LIC-Unclaimed-Amounts-1-300x153.png 300w, https:\/\/www.caclubindia.com\/guide\/wp-content\/uploads\/2024\/12\/LIC-Unclaimed-Amounts-1-768x392.png 768w, https:\/\/www.caclubindia.com\/guide\/wp-content\/uploads\/2024\/12\/LIC-Unclaimed-Amounts-1.png 1075w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><strong>Note : <\/strong>You Must have these following documents to support your claim:<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"845\" height=\"590\" src=\"https:\/\/www.caclubindia.com\/guide\/wp-content\/uploads\/2024\/12\/documents.png\" alt=\"\" class=\"wp-image-1181\" srcset=\"https:\/\/www.caclubindia.com\/guide\/wp-content\/uploads\/2024\/12\/documents.png 845w, https:\/\/www.caclubindia.com\/guide\/wp-content\/uploads\/2024\/12\/documents-300x209.png 300w, https:\/\/www.caclubindia.com\/guide\/wp-content\/uploads\/2024\/12\/documents-768x536.png 768w\" sizes=\"auto, (max-width: 845px) 100vw, 845px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Submit_a_Claim_Request\"><\/span>How to Submit a Claim Request?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Visit the LIC branch with the documents.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Fill out the required claim forms (available at the branch or online).<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Submit the forms along with the documents.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>LIC will verify the details and process the claim.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Upon successful verification, the unclaimed amount will be credited to your bank account.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1734595083768\"><strong class=\"schema-faq-question\">Where can I claim the unclaimed amount?<\/strong> <p class=\"schema-faq-answer\">Visit the nearest LIC branch with the required documents to file a claim.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1734595095265\"><strong class=\"schema-faq-question\">Is there any time limit to claim unclaimed amounts?<\/strong> <p class=\"schema-faq-answer\">There is no specific time limit, but it\u2019s advisable to claim as soon as possible.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1734595110792\"><strong class=\"schema-faq-question\">Can I claim the amount online?<\/strong> <p class=\"schema-faq-answer\">You can check for unclaimed amounts online, but the actual claim process is completed offline at LIC branches.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1734595126456\"><strong class=\"schema-faq-question\">How long will it take to process the claim?<\/strong> <p class=\"schema-faq-answer\">It takes few weeks, depending on the completeness of your documents and verification.<\/p> <\/div> <\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Sometimes, a policyholder buys an LIC policy but for some reasons the benefits remain unpaid due to non-payment of premiums, [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":1182,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[12],"tags":[],"class_list":["post-1178","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-government-schemes"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\r\n<title>LIC Unclaimed Amount: Steps to Get Your Money Back - Tax Guide<\/title>\r\n<meta name=\"description\" content=\"LIC unclaimed amounts are those which stay with LIC until claimed. 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