{"id":108,"date":"2025-05-19T11:52:55","date_gmt":"2025-05-19T06:22:55","guid":{"rendered":"https:\/\/www.caclubindia.com\/guide\/?p=108"},"modified":"2025-06-26T15:55:12","modified_gmt":"2025-06-26T10:25:12","slug":"pension","status":"publish","type":"post","link":"https:\/\/www.caclubindia.com\/guide\/pension\/","title":{"rendered":"Pension Income: How to Report It In ITR For FY 24-25?"},"content":{"rendered":"\n<p>Pension means a regular payment, made to retired individuals from an investment fund to which an employer has contributed during their working life.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\r\n<div class=\"ez-toc-title-container\">\r\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\r\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\r\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.caclubindia.com\/guide\/pension\/#Key_Takeaways\" >Key Takeaways<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.caclubindia.com\/guide\/pension\/#Why_Pension_Income_Still_Needs_Attention\" >Why Pension Income Still Needs Attention?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.caclubindia.com\/guide\/pension\/#Knowing_Your_Pension_Type_and_Its_Tax_Treatment\" >Knowing Your Pension Type and Its Tax Treatment<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.caclubindia.com\/guide\/pension\/#In_short\" >In short:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.caclubindia.com\/guide\/pension\/#Choosing_the_Right_ITR_Form_and_Reporting_Correctly\" >Choosing the Right ITR Form and Reporting Correctly<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.caclubindia.com\/guide\/pension\/#Where_to_report_it_in_the_ITR\" >Where to report it in the ITR?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.caclubindia.com\/guide\/pension\/#Make_sure_to\" >Make sure to:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.caclubindia.com\/guide\/pension\/#Deductions_You_Can_Claim_on_Pension_Income\" >Deductions You Can Claim on Pension Income<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.caclubindia.com\/guide\/pension\/#TDS_on_Pension_and_Form_26AS_Reconciliation\" >TDS on Pension and Form 26AS Reconciliation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.caclubindia.com\/guide\/pension\/#Reporting_Family_Pension_and_What_Makes_it_Different\" >Reporting Family Pension and What Makes it Different<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.caclubindia.com\/guide\/pension\/#Advance_Tax_Rules_and_Pensioners\" >Advance Tax Rules and Pensioners<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.caclubindia.com\/guide\/pension\/#Common_Mistakes_Pensioners_Should_Avoid\" >Common Mistakes Pensioners Should Avoid<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.caclubindia.com\/guide\/pension\/#Conclusion\" >Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.caclubindia.com\/guide\/pension\/#FAQs\" >FAQs<\/a><\/li><\/ul><\/nav><\/div>\r\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Takeaways\"><\/span>Key Takeaways<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Identify your pension type.<\/li>\n\n\n\n<li>Use ITR-1 if income is simple, otherwise go for ITR-2\/3.<\/li>\n\n\n\n<li>Claim deductions.<\/li>\n\n\n\n<li>Report family pension under \u201cOther sources\u201d, not \u201cSalary\u201d.<\/li>\n\n\n\n<li>Cross check Form 26AS for TDS accuracy.<\/li>\n\n\n\n<li>Senior citizens without business income need not to pay advance tax.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_Pension_Income_Still_Needs_Attention\"><\/span>Why Pension Income Still Needs Attention?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Retirement might bring a pause to your 9-5 job, but not to your income tax responsibilities \u2013 especially if you receive a pension. Many retirees assume that their pension income is either too small or already taxed. But in reality, pension income is treated like salary by the Income Tax Department and must be reported properly in your Income Tax Return (ITR). Failing to do so might result in notices, excess tax deductions, or missed deductions.<\/p>\n\n\n\n<p>This guide simplifies how pensioners \u2013 or their families \u2013 should approach reporting pension income for FY 2024-25. From types of pensions to <strong><a href=\"https:\/\/www.caclubindia.com\/guide\/which-itr-form-to-file\/\">choosing the ITR form<\/a><\/strong>, claiming deductions, and avoiding common filing mistakes, everything is laid out in simple terms.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Knowing_Your_Pension_Type_and_Its_Tax_Treatment\"><\/span>Knowing Your Pension Type and Its Tax Treatment<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Before you file your ITR, it\u2019s important to know what kind of pension you\u2019re getting. In simple terms, pensions are usually divided into two types:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Uncommuted Pension: <\/strong>This is the monthly pension you get after retirement. It\u2019s like a regular salary and is <strong>fully taxable<\/strong> under the head \u201c<strong>Income from Salary<\/strong>\u201d.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Commuted Pension: <\/strong>This is a lump sum you might receive in exchange for part or all of your future pension. For government employees, this amount is fully exempt from tax. For non-government employees, it is a partially exempt, depending on whether gratuity was received.<\/li>\n<\/ul>\n\n\n\n<p>There\u2019s also <strong>Family Pension<\/strong>, which is paid to a spouse or legal heir after the pensioner passes away. This is <strong>not taxed under salary<\/strong> but under \u201c<strong>Income from Oher Sources<\/strong>\u201d. From this, <strong>a deduction of INR 15,000 or one-third of the amount received (which is less)<\/strong> can be claimed.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"In_short\"><\/span>In short:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Your own pension = Taxed like salary<\/li>\n\n\n\n<li>Family pension = Taxed differently, with some exemption<\/li>\n\n\n\n<li>Lump sum commuted pension = May be partly or fully tax-free<\/li>\n<\/ul>\n\n\n\n<p>Knowing which one applies to you makes the rest of the process smoother.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Choosing_the_Right_ITR_Form_and_Reporting_Correctly\"><\/span>Choosing the Right ITR Form and Reporting Correctly<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Once you understand your pension type, the next step is picking the right Income Tax Return (ITR) form. Choosing the wrong form can lead to rejection or extra scrutiny from the tax department.<\/p>\n\n\n\n<p>Here\u2019s a simple breakdown:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>If pension is your only income (along with interest from savings or FDs), and your total income is under <strong>INR 50 Lakh<\/strong>, you can use <strong>ITR-1 (Sahaj)<\/strong>.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>If you have <strong>multiple income<\/strong> sources like capital gains, rent, or foreign income, go for <strong>ITR-2 or ITR-3<\/strong>, depending on your situation.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Where_to_report_it_in_the_ITR\"><\/span>Where to report it in the ITR?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Uncommuted (monthly) pension:<\/strong> Go under the \u201c<strong>Income from Salary<\/strong>\u201d section.<\/li>\n\n\n\n<li><strong>Commuted pension (if taxable):<\/strong> Also, under the \u201c<strong>Salary<\/strong>\u201d, but only the taxable portion.<\/li>\n\n\n\n<li><strong>Family pension:<\/strong> Goes under the \u201c<strong>Income from Other Sources<\/strong>\u201d.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Make_sure_to\"><\/span>Make sure to:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Mention the name of the pension payer (government or bank)<\/li>\n\n\n\n<li>Include the PAN if it\u2019s a bank or private body.<\/li>\n\n\n\n<li>Double-check pre-filled data in the ITR portal \u2013 sometimes it may auto-fill from Form 26AS or AIS, but not always accurately.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Deductions_You_Can_Claim_on_Pension_Income\"><\/span>Deductions You Can Claim on Pension Income<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Just like salaried individuals, pensioners are also eligible for certain deductions. The most common and beneficial is the <strong>standard deduction of INR 50,000<\/strong>, which is auto applied if your pension is reported under the \u201cSalary\u201d head.<\/p>\n\n\n\n<p>You can also claim other deductions based on your spending and investments:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Section 80C: <\/strong>Up to INR 1.5 Lakh for life insurance, PPF, ELSS, etc.<\/li>\n\n\n\n<li><strong>Section 80D:<\/strong> Premiums paid for health insurance. Limit up to \u20b925,000 for health insurance premiums for self, spouse, and dependent children. Additional \u20b950,000 for premiums for senior citizen parents.<\/li>\n\n\n\n<li><strong>Section 80DD \u2013<\/strong>\u00a0Limit upto \u20b975,000 for expenses related to the medical treatment, training, and rehabilitation of a disabled dependent. \u20b91.25 lakhs for severe disability.<\/li>\n\n\n\n<li><strong>Section 80DDB \u2013<\/strong>\u00a0Limit is up to \u20b940,000 for medical treatment of specified diseases. \u20b91 lakh for senior citizens.<\/li>\n\n\n\n<li><strong>Section 80TTB:<\/strong> Additional interest deduction up to INR 50,000 for senior citizens on bank\/post office deposits.<\/li>\n<\/ul>\n\n\n\n<p>These deductions can bring down your taxable income significantly. If you\u2019re filing under the new tax regime, remember-you\u2019ll have to forgo most deductions, including the standard one. So, compare both regimes before submitting the return.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"TDS_on_Pension_and_Form_26AS_Reconciliation\"><\/span>TDS on Pension and Form 26AS Reconciliation<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Pension income may already have Tax Deducted at Source (TDS) \u2013 especially if it\u2019s paid through a bank or government treasury. Banks treat monthly pension like salary and deduct TDS accordingly.<\/p>\n\n\n\n<p>Before filing your return, it\u2019s important to check your Form 26AS or AIS on the Income Tax portal. This shows:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>TDS deducted by pension \u2013 paying authorities.<\/li>\n\n\n\n<li>Interest income from bank accounts.<\/li>\n\n\n\n<li>Any other financial activity reported to the IT department.<\/li>\n<\/ul>\n\n\n\n<p>If there\u2019s any mismatch between what\u2019s shown in Form 26AS and your own records, get it corrected before you file. Claiming TDS that isn\u2019t visible in Form 26AS may delay your refund or trigger a notice.<\/p>\n\n\n\n<p><strong>Tip: <\/strong>Also check whether your bank has considered correct tax slab, many don\u2019t apply senior citizen slabs unless specifically asked.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Reporting_Family_Pension_and_What_Makes_it_Different\"><\/span>Reporting Family Pension and What Makes it Different<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>If you\u2019re receiving family pension \u2013 income paid after the death of a pensioner \u2013 It has different tax rules from regular pension.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>It\u2019s not treated as salary<\/li>\n\n\n\n<li>It should be reported under \u201cIncome from Other Sources\u201d in the ITR.<\/li>\n\n\n\n<li>You can claim a deduction of INR 15,000 or one-third of the pension received, whichever is lower.<\/li>\n<\/ul>\n\n\n\n<p>Unlike regular pension, TDS may not always be deducted on family pension, so you may need to self \u2013 assess tax if your total income crossed the taxable limit.<\/p>\n\n\n\n<p>If you\u2019re filing on behalf of a deceased pensioner (as a legal heir), you\u2019ll need to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>File their return up to the date of death<\/li>\n\n\n\n<li>Report family pension in your own return (if you\u2019re the recipient)<\/li>\n<\/ul>\n\n\n\n<p>Remember, while both the pensions provide income, the tax heads and benefits differ \u2013 so report accordingly to avoid confusion.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Advance_Tax_Rules_and_Pensioners\"><\/span>Advance Tax Rules and Pensioners<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Even after retirement, advance tax rules might apply if your total tax liability is <strong>INR 10,000 or more in a year <\/strong>\u2013 and no sufficient TDS has been deducted.<\/p>\n\n\n\n<p>This often happens if:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You receive pension from a source that doesn\u2019t deduct TDS, or<\/li>\n\n\n\n<li>You earn additional income from rent, interest, or capital gains.<\/li>\n<\/ul>\n\n\n\n<p>In such cases, you are expected to pay advance tax in four installments \u2013 June, Sept, Dec, and March. Missing these can attract interest under Sections 234B and 234C.<\/p>\n\n\n\n<p>However, senior citizens (60+), <strong>not having business income, are exempt from paying advance tax<\/strong>. So, if your income is pension and income, you\u2019re safe from advance tax provisions.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Common_Mistakes_Pensioners_Should_Avoid\"><\/span>Common Mistakes Pensioners Should Avoid<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Even simple returns can go wrong if you\u2019re not careful. Here are the useful slip-ups pensioners make while filing:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Reporting family pension under \u2018Salary\u2019 instead of \u2018Other Sources\u2019.<\/li>\n\n\n\n<li>Missing the <strong><a href=\"https:\/\/www.caclubindia.com\/guide\/standard-deduction\/\">standard deduction<\/a><\/strong> of INR 50,000 for regular pension.<\/li>\n\n\n\n<li>Ignoring the interest income from savings or FDs, which is taxable.<\/li>\n\n\n\n<li>Not checking form 26AS for TDS already deducted.<\/li>\n\n\n\n<li>Not making sure that bank has correct PAN.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Filing your ITR after retirement doesn\u2019t have to be complicated. Pension income is taxable, yes \u2013 but with the right approach, you can avoid overpaying tax or making reporting errors.<\/p>\n\n\n\n<p>Whether you\u2019re receiving a monthly pension, a lump sum, or family pension, what matters is:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Knowing how it is classified for tax purposes.<\/li>\n\n\n\n<li>Using the correct ITR form.<\/li>\n\n\n\n<li>Claiming deductions, you\u2019re entitled to.<\/li>\n\n\n\n<li>Verifying TDS and correcting mismatches in advance.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1747634796292\"><strong class=\"schema-faq-question\"><strong>Is a pension taxable income?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes, pension income is taxable under the head salaries.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1747633572049\"><strong class=\"schema-faq-question\">I receive both a regular pension and family pension. How do I report them?<\/strong> <p class=\"schema-faq-answer\">Report your regular pension under \u201cSalary\u201d and family pension under \u201cIncome from Other Sources.\u201d Each has different tax treatment.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1747633591021\"><strong class=\"schema-faq-question\">My pension is from a foreign country. Do I still need to report it in India?<\/strong> <p class=\"schema-faq-answer\">Yes, if you\u2019re a resident Indian, you must report global income, including foreign pensions, and may be eligible for relief under DTAA.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1747633601309\"><strong class=\"schema-faq-question\">Do I need to file an ITR if TDS is already deducted on my pension?<\/strong> <p class=\"schema-faq-answer\">Yes. TDS doesn\u2019t replace return filing. You must still file your ITR to declare income correctly and claim any refund or deductions.<\/p> <\/div> <\/div>\n","protected":false},"excerpt":{"rendered":"<p>Pension means a regular payment, made to retired individuals from an investment fund to which an employer has contributed during [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":114,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[],"class_list":["post-108","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-income-tax"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\r\n<title>Pension Income: How to Report It In ITR For FY 24-25?<\/title>\r\n<meta name=\"description\" content=\"Pension income in India is taxable under the head &quot;Income from Salaries&quot;. 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You must still file your ITR to declare income correctly and claim any refund or deductions.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.caclubindia.com\/guide\/wp-json\/wp\/v2\/posts\/108","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.caclubindia.com\/guide\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.caclubindia.com\/guide\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.caclubindia.com\/guide\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.caclubindia.com\/guide\/wp-json\/wp\/v2\/comments?post=108"}],"version-history":[{"count":1,"href":"https:\/\/www.caclubindia.com\/guide\/wp-json\/wp\/v2\/posts\/108\/revisions"}],"predecessor-version":[{"id":2107,"href":"https:\/\/www.caclubindia.com\/guide\/wp-json\/wp\/v2\/posts\/108\/revisions\/2107"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.caclubindia.com\/guide\/wp-json\/wp\/v2\/media\/114"}],"wp:attachment":[{"href":"https:\/\/www.caclubindia.com\/guide\/wp-json\/wp\/v2\/media?parent=108"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.caclubindia.com\/guide\/wp-json\/wp\/v2\/categories?post=108"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.caclubindia.com\/guide\/wp-json\/wp\/v2\/tags?post=108"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}