IT: Gold and Silver rates as on April 1, 2011 (Mumbai) : Standard Gold Rs. 20,775; Pure Gold Rs. 20,875; Silver Spot Rs. 56,900 : (Indian Express April 1, 2011)
IT : SBI LENDING RATES
SBI lending rates are as follows—
|
|
|
As on April
1, 2005
for the
assessment
year 2006-07
|
As on April
1, 2006† for
the assessment
year 2007-08
|
As on April
1, 2007£ for
the assessment
year 2008-09
|
As on
April 1, 2008$
for the
assessment
year 2009-10
|
As on
April 1, 200910
for the
assessment
year 2010-11
|
As on
April 1,
201012 for the
assessment
year 2011-12
|
As on
April 1,
201114 for the
assessment
year 2012-13
|
|
Housing loan11
|
Up to 5 years
|
8%
|
8.5%
|
|
10%1, 10.25%2
|
9.75%4, 10.25%5
|
8%
|
|
|
|
Above 5 years but
up to 10 years
|
8.5%
|
8.75%
|
|
10.25%1, 10.50%2
|
10%4, 10.5%5
|
8%
|
|
|
|
Above 10 years but
up to 15 years
|
8.5%
|
9%
|
|
10.25%1, 10.50%2
|
10%4, 10.5%5
|
8%
|
8.75%, 10%15,
10.25%16
|
|
|
Above 15 years but
up to 20 years
|
8.75%
|
9.25%
|
|
10.50%1, 10.75%2
[Note 3]
|
10.25%4, 10.75%6,
11%7 [Note 3]
|
8%
|
|
|
Car loan, for
new car
|
Up to 3 years
(Rs. 7.5 lakh** and above)
|
7.5%
|
8%
|
|
11.5%
|
11.5%
|
8%
|
|
|
|
Up to 3 years
(below Rs. 7.5
lakh**)
|
8%*, 8.5%‡
|
8.5%*, 8.75%‡
|
|
11.75%
|
11.75%
|
8%
|
11.25%17,
11%18
|
|
|
Above 3 years but
up to 5 years
|
8.25%*, 8.75%‡
|
8.75%*, 9%‡
|
|
11.75%
|
11.75%
|
8%
|
|
|
|
Above 5 years but
up to 7 years
|
8.50%*, 9%‡
|
8.75%*, 9.25%‡
|
|
12%
|
12%
|
8%
|
|
|
Two wheeler
loan
|
|
11%
|
11%
|
|
15.50%
|
16.25%
|
15.75%
|
16.5%
|
|
Education loan
|
Loan amount up
to Rs. 4 lakh
|
10.5%
|
10.5%
|
|
12.25%
|
11.75%9
|
11.25%13
|
12%19
|
|
|
Loan amount above
Rs. 4 lakh
|
11.5%
|
11.5%
|
|
13.25%
|
13.25%9, 12.5%8,9
|
12.75%,13
11.75%8, 13
|
13.5%19,
12.5%8, 19
|
|
Personal loan
|
|
12.75%
|
12.75%
|
|
15.50%
|
16.50%
|
16%
|
16.75%
|
|
Loan to emp-
loyees to subs-
cribe ESOP
|
|
NA
|
NA
|
NA
|
NA
|
14.50%
|
14%
|
NA
|
†As downloaded from http://www.statebankofindia.com on April 4, 2006.
*Applicable in the case of metro/urban borrowings.
‡Applicable in the case of rural/semi-urban borrowings.
**Rs. 8 lakh (for the assessment year 2006-07).
£As downloaded from http://www.sbi.co.in on April 1, 2007.
$As downloaded from http://www.sbi.co.in on April 1, 2008.
1. Upto Rs. 20 lakh.
2. Above Rs. 20 lakh.
3. The same rates are applicable if loan is up to 25 years.
4. Up to Rs. 30 lakh.
5. Above Rs. 30 lakh.
6. Above Rs. 30 lakh but up to Rs. 75 lakh.
7. Above Rs. 75 lakh.
8. Above Rs. 7.5 lakh.
9. An interest concession of 0.50% to girl student availing education loan.
10. As downloaded from http://www.sbi.co. on April 1, 2009.
11. For the assessment year 2010-11, concessional rate of 8%, 8.5% or 9.25% is applicable, if a few conditions are satisfied.
12. As downloaded from http://www.sbi.co.in on April 1, 2010.
13. SBI Scholar Loan Scheme : 10.25%, 0.5% concession for girl student in the case of SBI Scholar Loan Scheme.
14. As downloaded from http://www.statebankofindia.com on April 1, 2011.
15. For home loan above Rs. 75 lakh but up to Rs. 5 crore.
16. For home loan above Rs. 5 crore.
17. For car loan of less than Rs. 5 lakh.
18. For car loan of Rs. 5 lakh and above.
19. 0.5% concession for girl student.
