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Post dated cheque

Others 528 views 1 replies

Hello everyone!

Suppose 'A' gave a cheque to 'B' on 1st December 2012, dated 10th December 2012. The Bank learns that 'A' died on 6th December 2012.

My question is, should the bank encash the cheque or not?

Replies (1)

No the bank shud not encash the cheque if it has the knowledge about the death of the account holder.  In case of death of the account holder, the account gets freezed & the amount can be claimed by the nominee.

However if the account is in the joint name and he is the second holdere the first account holder can issue a fresh cheque.


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