Very urgent TDS query

Minor's income is to be clubbed in the income of parents of minor.

The FD must have been opened with the PAN of a guardian because the amount is above Rs. 50,000/-. This income can be clubbed and PAN of the guardian may be used. 

Let others share their opinion.

I agreed with Mr. Vikas and Mihir's answer. . ..

Send a request letter to the bank to issue TDS certificate in the name of parent otherwise there will be technical difficulties in claiming the credit of the same. Also it will be clubbed in the income of the parent whose income excluding Fd interest is higher. Parent can even claim a deduction of Rs 1500/- of the same.

once the TDS is deducted @ 20% it means non furnishing of PAN data with bank, 

now i doubt that bank will be able to tender any help or furnish 16A for this amount

you can get minor pan card also by filing 49A

putting such amounts in minor's name without pan card may get you in troubles, please consult any CA of your area for preventive measures.