This calculator will show you how much you
will save if you make 1/2 of your mortgage payment every two weeks instead
of making a full mortgage payment once a month. In effect, you will be
making one extra mortgage payment per year--without hardly noticing the
additional cash outflow. But, as your about to discover, you will certainly
notice the increased cash flow that will occur when you pay your mortgage
off way ahead of schedule!
When buying a car most people fail to consider
ALL of the expenses that will be generated by their purchase. And because
nearly all car buying scenarios come with different variables (depreciation
rates, interest rates, purchase prices, insurance costs, mpg ratings, etc.),
it becomes extremely difficult to compare one buying scenario with
another...until now that is. This calculator will not only help you to
forecast the REAL COST of buying and owning a car, but it will also help you
to more accurately compare the real cost of one car buying scenario with the
real cost of a second car buying scenario.
Since addition, subtraction, multiplication
and division are skills children need to know in order to become successful
money managers, this interactive tool was created to give children an
interesting way to hone those all-important math skills. If you have
children and any of them haven't yet memorized the math factors for their
age group, simply make using this tool part of their required daily
homework.
This calculator will show you how much
interest you will end up paying if you make only the minimum required
payment on your credit card bill. It will also tell you how many minimum
payments you will make before your balance is paid off (up to a maximum of
600 payments).
Before you go throwing darts on Wall Street,
check to make sure you can't earn a higher rate of return simply by
investing in your own debt! For example, if you have a credit card balance
that's costing you 19% per year, and you increase your payment, you will get
a guaranteed 19% return on your investment. What's more, your
earnings will be tax-free! So use this JavaScript Calculator to see how much
you could be earning if you increased your payment on any one of your debts.
Electric Appliance Operating Cost Calculator
This JavaScript calculator will help you to
estimate the cost of operating any given electrical appliance, based on the
average KWH (kilowatt hours) used per day, and on the average cost per KWH
charged by your electric company.
Exponential Expression Calculator
This JavaScript Calculator will find the
product of an exponential expression (as in x raised to the power of y,
where y is less than 600). It will handle positive and negative exponents
and positive and negative bases. And when the result is too large, it will
even display the results in scientific notation.
Future Value Calculator
This calculator will show you the Forgone
Interest Earnings that will result after spending a given dollar amount on a
non-appreciating, non-necessary purchase.
Future Value of Periodic Payments Calculator
This calculator will show you how much
interest you will earn over a given period of time; at any given interest
rate; based on an initial investment plus a fixed monthly addition. The
calculator compounds monthly and assumes deposits are made at the beginning
of each month.
Increase-Your-Wage Calculator
If you work one hour and spend that hour's
entire wage on a non-necessary, non-appreciating purchase, you have
effectively limited the value of one hour's wage to its face value. On the
other hand, if you were to invest all or part of the one hour's wage into an
interest earning investment, this would serve to increase that hour's wage
by an amount equal to the total interest earned by the investment. In other
words, the person who is ultimately responsible for setting your hourly wage
rate is not your boss--it's YOU! The calculator below will calculate the
future value of your hourly wage based on the portion invested, the annual
rate of return, and the number of years invested.
Lifetime Savings Calculator
This calculator will show you how much you'll
save over the course of your lifetime when permanently switching from any
given high priced buying habit (name brand) to its functional, less
expensive equivalent (generic). Plus, it will also show you how much
interest you could earn if you were to invest all or part of those savings
as you realized them. As you're about to see, "a penny saved" can REALLY ADD
UP!
Loan
Comparison Calculator
This calculator will help you to compare the
total interest charges of four different loans.
Miles Per Gallon Calculator
This calculator will compute your car's Miles
Per Gallon and forecast your gasoline expense for one month and for one
year. It also allows you to see how much money you would save if you were
driving a car that got better gas mileage.
MLM
Commission Calculator
This simple Java calculator will help you to
calculate your monthly MLM commission check based on the number of partners
in your downline, the commission percentage on each level, and the average
monthly personal volume (PV) per partner.
Money to Time Calculator
This calculator will show you how much time
your money is worth. But in order to use this calculator you must first
calculate your Real
Hourly Wage.
Mortgage Refinancing Calculator
This JavaScript calculator will help you to
decide whether or not you should refinance your current mortgage at a lower
interest rate. Not only will this calculator calculate the monthly payment
and net interest savings, but it will also calculate how many months it will
take to break even on the closing costs.
Non-Monthly Payment Calculator
This calculator will convert your non-monthly
payments into their monthly equivalents, and then provide you will a total.
This total will represent how much you will need to set aside each month in
order to make your non-monthly payments as they come due. A great budgeting
tool!
Personalized Short Story
This JavaScript Calculator will write a short
story based on your own personal data entries. Just think, you can insert
this story or one like it into your website and each and every visitor to
your site will read a totally different story! Please note that this
calculator is only meant to provide you with an example of what can be done
with JavaScript and is no way intended to showcase my writing skills. :-)
Real
Hourly Wage Calculator
So your boss told you that you were getting
paid $10 an hour? Don't believe it! This calculator will show you how much
you're REALLY profiting (after-tax, after work-related-expense take-home)
from each hour you devote to working--both paid and unpaid. But wait! Before
you approach your boss with this startling computation, make sure you see
both sides. You know, your boss's "side" and the "outside!" ;-)
Self-Grading Quiz
This self-grading JavaScript Quiz -- complete
with a pop-up report card -- will allow your visitors to test their
knowledge of a subject related to your site. And not only does this script
automatically calculate a letter grade, but it also lists references for
wrong answers and only allows one attempt for each question. This particular
JavaScript Self-Grading Quiz happens to be about the bible, but you can
change it to whatever subject you desire simply by using our amazing Self-Grading Quiz Creator.
You can also increase or decrease the number of questions as needed. Note
that this script includes the use of arrays and may only work with netscape
3.0 or higher.
Temperature Conversion Calculator
This calculator will convert a Fahrenheit
temperature into its Celsius equivalent -- or visa versa.
Web
Hosting Income Calculator
Can you think of a local business or two that
would like to make their products or services available to 50 million
prospective buyers? Yes? Then it's actually possible for you to make money
with your virtual server. How? By offering to host web pages for local
businesses. So how much money can you make? Well that depends on several
factors, but the following JavaScript Calculator will give you an idea as to
the income potential of running your own web hosting business.
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